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About Kriptomat

Kriptomat is an exchange based in Estonia, founded by Srdjan Mahmutovich in February 2018. This relatively recent platform was noted for its seriousness and professionalism, as evidenced by its two licenses issued by the Estonian government:

• one for the management and supply of portfolios;
• one for the provision of foreign exchange services.

Focusing initially on the European market, the platform now has clients from 82 countries and, its site can be consulted in around twenty languages. However, the only fiat currency available on the platform isEuro.

Investors american cannot register on Kriptomat for regulatory reasons: US law imposes a number of restrictions on companies using American funds, including registration with the Securities and Exchange Commission ((DRY), a registration that turns out to be a long, costly process (and full of pitfalls).

The goals and objectives of the platform

In the jungle of exchange platforms that currently exist, Kriptomat wants to stand out by the simplicity of its user interface.

As its founder explains Mahmutovich, Kriptomat identified a need he wanted to respond to: an exchange that neophytes and unsophisticated cryptocurrency customers could use without spending hours decrypting its content.

Kriptomat is therefore indeed an exchange geared towards beginners. His slogan 'Everyone deserves crypto' sums up perfectly the approach adopted by his team.

Cryptocurrencies offered by Kriptomat

Kriptomat lists around thirty cryptocurrencies on its platform, a fairly small pool which is comprehensive for a platform targeting crypto-traders or novice crypto investors.

The best known cryptocurrencies like Bitcoin ((BTC), Ethereum ((ETH), Ripple ((XRP) or EOS are obviously available on the platform, alongside small popular values ​​such as TRON ((TRX), Cardano ((ADA) or IOTA.

Operation of the platform

The functioning of the platform Kriptomat is particularly intuitive, the details on transaction fees are transparent; a new user will have to perform the mandatory identity verification procedures.

Registration

Registration follows a rule of double authentication via email and SMS. Registration follows a relatively simple process, similar to most sites that require account creation.

Click on the button ' Register ', Under which you'll need to fill out a form with your credentials, including your email address, password, username and country of residence.

Do not forget to read the terms and conditions of use of the platform before validating your registration. The next step in your registration is to verify your email address: Kriptomat will send you a message with a confirmation link. Just click on it to confirm your registration.

Finally, you will need to enter your phone number on which Kriptomat You will then be sent an SMS containing a verification code.

Kriptomat recommends the use of a double authentication process for optimal security of your account: this process makes it possible to supplement access to your account with another identification element such as a code sent by SMS to your smartphone.

To be able to use it, you will need to install the application Google Authenticator. You will then receive an SMS containing a verification key which will allow you to access a QR code to be scanned or entered in the application.

Deposit and withdrawal

Kriptomat has several payment methods, among others SEPA, Zimpler, Neteller and Skrill. Fiat deposits (EUR at the moment) are made by interbank transfer SEPA : fill in the IBAN of your account in the appropriate field.

You will need to ensure that the details associated with your account Kriptomat and that of your bank account, in particular the identification of the holder, are the same to avoid rejection of the transaction.

The duration of execution of transfers SEPA is 1 to 3 days. It is therefore recommended to wait a few days if your transfer is not positioned the day after the operation. In addition, the minimum amount of a fiat deposit via SEPA, is 35 EUR.

Unlike other exchanges, Kriptomat does not apply a classification of users by verification levels, which would give access to different transaction volumes: the limits are the same for everyone.

Daily deposits and withdrawals via SEPA are capped at EUR 25,000 daily and EUR 200,000 monthly.

For other means of payment, the transaction limit is set at EUR 500 per day and EUR 5,000 per month.

For deposits and withdrawals in cryptocurrencies, the minimum amount is 15 euros.

Transaction fees

A simple search on the site of Kriptomat allows you to find a summary list of these costs. In addition, the costs are always displayed when executing a buy or sell order:

• Kriptomat does not charge any fees for deposits or withdrawals via transfers SEPA. But your bank may charge commissions for transfers between your account and your account. Kriptomat ;
• For the purchase and sale of cryptocurrencies: buy and sell orders between the EUR and a cryptocurrency are around 1.45% with a minimum of EUR 1.45. Transactions made via Neteller and Skrill are subject to variable fees. For Zimpler, the fee is 2.89%. With credit cards, fees are variable for amounts less than EUR 100; for transactions above 100 EUR, the fees are 2.89%.
• For withdrawals, the exchange does not take any transaction fees, but network fees of a fixed amount: this amount is 0.000625 BTC for a withdrawal in Bitcoin.

Transaction fees on Kriptomat, are rounded up to two digits after the decimal point.

Pairs and wallets on Kriptomat

Kriptomat allows you to trade crypto / crypto and crypto / fiat pairs. You can use your own dedicated wallet for each crypto or the one offered by the platform.

Purchase and sale of cryptocurrencies

Kriptomat offers crypto / crypto and crypto / fiat pairs. Simply click on the 'Buy / Sell' tab and choose the type of cryptocurrency you want to buy or sell.

You must then enter the corresponding amount: Kriptomat will automatically calculate the related transaction costs. Before validation, you will see a dialog box which will allow you to check the details of the transaction one last time, before confirming the latter.

These purchase and sale operations can be carried out from your account Kriptomat or from your bank account. Credit cards - Visa, MasterCard, Amex, Dinners - and digital wallets Skrill and Neteller are the fastest and most secure payment solutions. Unlike transfers SEPA, transactions made using these payment methods are almost instantaneous.

If you use a credit card, simply enter the latter's information once you have selected this payment method: the platform will then redirect you to your bank's payment gateway to secure and finalize the transaction.

The minimum value of a credit card transaction is 25 euros. For users of Skrill, transactions will only be possible if the account holder Kryptomat is the same as that of an account Skrill checked for security reasons. The minimum amount of transactions on Skrill is 35 euros.

Kriptomat allows you to add multiple bank accounts and use multiple credit cards. The exchange also has a feature allowing you to receive alerts on the price movements of your favorite cryptocurrencies.

You can choose to calibrate yourself the ranges that interest you or select one of the following four pre-available settings: an upward or downward variation of the order of 5% to 10%.

Kriptomat is one of the founding members of INATBA - International Association for Trusted Blockchain Applications - a European organization made up of several entities working in the blockchain sector, including IOTA, ConsenSys or Ripple. This organization benefits from the support of international organizations such as the European Commission or the World Bank. Membership of Kriptomat in a recognized entity is an indication of a reliable and professional financial partner.

In addition, Kriptomat strives to comply with the legal and regulatory framework of the European Union by setting up a KYC procedure for each user and implementing measures to identify money laundering activities and of terrorist financing. The exchange is also recognized for the availability of its customer service: the Kriptomat team is present on several social networks such as Telegram, Facebook, Twitter, Reddit or Instagram.

Kriptomat has developed a ' multiverse Based on the blockchain of the company Enjin: this company is well known for its multiple partnerships, in particular with Microsoft and Samsung. Kriptomat customers can get tokens that can be used on this multiverse, which includes around twenty games, an initiative that will certainly interest gamers. Convinced?