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The idea is to move money faster, cheaper and safer than traditional methods internationally. One of Wise's premises is to transfer the costs of the transfer method to customers, making shipments cheaper than other similar services. And above all, Wise already operates on over 1,300 different ways of sending money.

What are the advantages of using Wise? There are many advantages to using Wise. For example:

Wise is cheaper: the official exchange rate is used and you only pay a small transfer fee. Instead of an international transfer, the system uses two local operations: one in the country of origin, the other in the destination country. This makes transfers cheaper.

° Wise is transparent: the value you see in the simulation you do on the site is the same you will pay at the end of the transaction. There are no costs incorporated in the exchange, no fees charged on receipt, no costs of surprises.

° Security: the use of Wise is safe because the company is legalized in all the countries in which it operates, being regulated by central banks and regulatory agencies, all within the law. In Brazil, Wise acts as an exchange correspondent for the MS Bank and Banco Rendimento banks. Furthermore, the user does not need to move with cash, which adds even more security to the remittance service.

° Convenience: the entire transfer procedure is performed online. Just create a free account, indicate the amount you want to transfer, indicate the details of the beneficiary and make the payment. Within a few days (up to two working days) after receiving the money, it arrives at the recipient's account.

° Freedom: you can use an account in any bank to use Wise. Furthermore, the beneficiary does not need to have an account with Wise.

Visit the Wise website

Wise: how it works
As mentioned above, making a transfer is very simple. But how does Wise work? Follow the steps:

1 - On the homepage, simulate the amount you want to transfer and see the price and currency commission

2 - If you agree, create a user (free) and indicate the destination account with the requested data (IBAN, BIC / SWIFT etc.). The beneficiary does not need to create an account with Wise.

3 - Pay the ticket or transfer the value to the Wise account in Brazil using your bank account.

4 - Ready! So simple When Wise marks your payment, you will use the foreign account to transfer the corresponding amount to the destination account.

All over the world and over time, banks have been the main solution for sending money abroad. However, international bank transfers are often bureaucratic and expensive.

The explanation given is usually related to the processes of international communication between banks. However, over time, technology has evolved.

If you've heard of fintech, you'll probably understand what we're talking about: they are technologically capable financial institutions that aim to simplify people's relationships with money.

In particular for sending money abroad, we have decided to highlight Wise - a Fintech born in the UK and rapidly grown in Brazil since it entered the country in 2015. In this article we will explain how Wise works and what the advantages are to send money through this company.
Wise: what is it and how does it work?

Launched in 2011, Wise is an online international remittance transfer platform. It currently has over 3 million customers worldwide, with around 2 billion euros a month (around 8 million reais).

This growth was rapid because the company touched on a point that needed a change: the way international money transfers are made - made them cheaper and more transparent.

The company receives payment from the customer locally, in the country of origin, through its banking partners. Then convert the money and send the local bank transfer to the destination.

Is Wise secure?

When it comes to money, it is essential to know if the services we buy are reliable. So the first question that comes to mind is whether to send money via Wise is safe.

In terms of security, the use of Wise for international transfers is as reliable as using a bank: the main advantage, however, is the lower cost and knowing exactly how much the recipient will receive.