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PC Financial Deals
No Annual Fee on the PC Financial Mastercard
Unlike many rewards credit cards in Canada that charge CAD120 or more per year, the PC Financial Mastercard carries zero annual fee while still earning PC Optimum points on every transaction. That means the points you accumulate are pure savings with no membership cost eating into your rewards. Approval requires a standard credit check and a minimum income threshold may apply depending on the specific card variant selected
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PC Financial Deals
Earn PC Optimum Points on Every Purchase with PC Mastercard
The PC Financial Mastercard lets you collect PC Optimum points automatically when you shop at Loblaw banner stores, Shoppers Drug Mart, and everywhere else Mastercard is accepted. Points stack on top of any in-store promotions, so a single grocery run can earn thousands of points that convert directly to dollars off future purchases at checkout. No separate enrollment needed - points flow into your existing PC Optimum account once the card is linked
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